Privacy Policy for Cosmic by Design
Welcome to Cosmic by Design. Your privacy and trust are paramount to us. This Combined Legal Policy outlines the terms and conditions for using our website and services, how we handle your personal data, and our use of cookies and similar technologies.
1. Terms of Use
1.1 Acceptance of Terms
By accessing or using our website and services, you agree to comply with and be bound by these Terms of Use. If you do not agree, please refrain from using our services.
1.2 Services Provided
Cosmic by Design offers astrology-based services, including but not limited to:
- Personalized astrology readings
- Cosmic parenting consultations
- Spiritual branding guidance
- Educational content and resources
All services are for informational and personal growth purposes and are not a substitute for professional advice.
1.3 User Responsibilities
When using our services, you agree to:
- Provide accurate and complete information
- Use the services for lawful purposes only
- Respect intellectual property rights
- Refrain from unauthorized use or access
1.4 Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Cosmic by Design and is protected by intellectual property laws. Unauthorized use of our content is prohibited.
1.5 Payment and Refunds
Payments for services are processed through secure third-party platforms. Refund policies are as follows:
- Astrology Readings: Refundable if canceled 24 hours before the scheduled session.
- Digital Products: Non-refundable once accessed or downloaded.
1.6 Limitation of Liability
Cosmic by Design is not liable for any indirect, incidental, or consequential damages arising from the use of our services. We do not guarantee specific outcomes from our services.
1.7 Governing Law
These Terms of Use are governed by the laws of the State of Alabama, United States, without regard to its conflict of law principles.
2. Privacy Policy
2.1 Information We Collect
We may collect the following types of personal information:
- Contact Information: Name, email address, phone number, and mailing address.
- Birth Details: Date, time, and place of birth (used exclusively for personalized astrology readings).
- Payment Information: Billing details (processed securely via third-party payment processors).
- Website Usage Data: IP address, browser type, pages visited, and other analytics data.
- Communication Preferences: Your choices regarding receiving newsletters, updates, and promotional materials.
2.2 How We Use Your Information
Your information is used to:
- Provide and personalize our services
- Process transactions and send related information
- Communicate with you about updates and promotions
- Improve our website and services
- Comply with legal obligations
2.3 Sharing Your Information
We do not sell, rent, or trade your personal information. We may share your data with:
- Service Providers: Trusted third parties who assist in operating our website and services.
- Legal Requirements: If required by law or to protect our rights and safety.
2.4 Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.
2.5 Your Rights
Under applicable privacy laws, you have the right to:
- Access: Request a copy of the personal data we hold about you.
- Correction: Request correction of inaccurate or incomplete data.
- Deletion: Request deletion of your personal data.
- Objection: Object to the processing of your data for certain purposes.
- Withdrawal of Consent: Withdraw consent at any time where we rely on your consent to process your data.
To exercise any of these rights, please contact us at hello@ylrcreative.com
2.6 Children’s Privacy
Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children without parental consent.
3. Cookie Policy
3.1 What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, improve functionality, and provide insights into user behavior.
3.2 Types of Cookies We Use
- Essential Cookies: Necessary for the website to function properly.
- Performance Cookies: Collect information about how visitors use our website.
- Functionality Cookies: Remember choices you make to provide enhanced features.
- Targeting/Advertising Cookies: Deliver advertisements relevant to you and your interests.
3.3 Third-Party Cookies
We may allow third-party service providers to place cookies on your device for analytics and advertising purposes. These providers include, but are not limited to:
- Google Analytics: Helps us understand how visitors interact with our website.
- Mailchimp: Assists in managing our email marketing campaigns and subscriber lists.
Please note that we do not control the use of these third-party cookies. For more information, refer to the respective privacy policies of these providers.
3.4 Managing Cookies
You have the right to accept or reject cookies. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies if you prefer. However, disabling cookies may affect the functionality of our website.
For more detailed information on how to manage cookies, visit www.allaboutcookies.org.
4. Changes to This Policy
We may update this Combined Legal Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be posted on this page with an updated effective date.
5. Contact Us
If you have any questions or concerns about this Combined Legal Policy or our data practices, please contact us at: